Advertiser Disclosure

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

We Are

Our mission is to develop a community of people who try to make financially sound decisions. The website strives to educate individuals in making wise choices about credit and debt, investing, education, real estate, insurance, spending, and more.




We live in a world where information is easily-accesible and abundant but that’s making it more and more difficult to determine who and what to trust each day. Reputable financial-related information can also be not only difficult to find but difficult to understand as well. We’ve set out on a mission to deliver only accurate, trustworthy news so that you can make an informed decision about topics that may impact you for decades to come.


The landscape of news delivery has changed. People are reading the news in the morning with their morning coffee, during their morning commute, while they wait for their kids to get out of school, and even during yoga class. Money Crashers is focused on bringing our financial stories to wherever you are. No matter how fast technology changes, we will always be one step ahead so you can focus on creating the financial life you’ve always dreamed of. Namaste.


We created Money Crashers because we love what we do. We know that our best work comes from when we align our interests with the interests of our users. We get excited when our users get excited. If the site were a house we built, you’re invited to come over any time you want. We are a small team of financially conscious people that care and take responsibility for the content we create and we take it very seriously. Welcome home.

The Team

Andrew Schrage

CEO and Co-founder

Andrew Schrage is co-founder and CEO of Money Crashers. After graduating college, he began work at a Chicago-based hedge fund. He soon realized that instead of serving the wealthy, he needed to address the void in our financial education system. He began working on Money Crashers with the mission to help kids, adults, and families get on the right financial path through freely-accessible online content. A passionate cheerleader for financial education, he has been interviewed by top TV outlets including MSNBC, CBS News, NBC News, and Fox News. He has also been featured in top publications including Forbes and US News & World Report. In his free time, he loves to play ice hockey and tennis, and he enjoys meditating as well. Andrew has a bachelor’s degree in economics from Brown University.

Gyutae Park

CTO and Co-founder

Gyutae Park is co-founder and CTO of Money Crashers. With the advent of the Information Age, he was fascinated with the Internet at a young age and built and tinkered with various websites. He started his career as a strategist at a top digital marketing agency in New York City, consulting large global companies such as Boehringer Ingelheim, SAP, and Nokia on expanding their online presences. It’s here that Gyutae grew his passion for business, finance, and technology, and how they intersect. In 2009, after seeing a lack of financial education in young people, even in himself, he started Money Crashers with the aim of helping people find the resources they need to make smart financial decisions and be good stewards of money. In his spare time, he enjoys finding deals and playing the drums. Gyutae has a bachelor’s degree in Industrial Engineering from Northwestern University.

Sean Bryant

VP, Affiliate Marketing

Sean Bryant is VP of Affiliate Marketing for Money Crashers. After graduating from the University of Iowa with a degree in Economics, he worked on the trading desk of a commodities brokerage firm and for an investment research company. It was there that he realized his true passion was for helping companies grow. Today, a big part of his job is locating new products and services, that can be used within the content, to help families and individuals reach financial success. In his free time, he enjoys traveling to different parts of the world, being on his snowboard, and spending time with his family.

Kelly Gurnett

Managing Editor

Kelly Gurnett is the Managing Editor of Money Crashers. A former legal assistant and paralegal, she embarked on a journey to escape the 9-to-5 world in 2011 and built up a writing and editing business from scratch until she was able to quit her day job to freelance full-time. She is passionate about helping others create the careers and lives of their dreams on their own terms. Kelly has served as Editor-in-Chief of Career Attraction and Assistant Editor of Brazen Careerist. She has also written extensively about personal finance, careers, freelancing, and lifestyle design for sites such as The Penny Hoarder and The Write Life and has served as a mentor to aspiring bloggers. In her free time, Kelly enjoys reading, binging podcasts, and anything dog-related. She has a bachelor's degree in English and religious studies from Canisius College.

Brian Martucci

Finance Editor

Brian Martucci is Money Crashers’ Finance Editor. Since joining the Money Crashers team in 2014, he has covered banking, credit cards, insurance, and fintech — doing his best to stay one step ahead of the fast-moving field. Before transitioning to his current career in the personal finance publishing industry, Brian spent years in the restaurant management business, where he learned vital lessons about the value of a dollar and the importance of frugality. At Money Crashers, he brings the same hustle and enthusiasm to educating consumers and entrepreneurs about everyday money matters that make all the difference. In his spare time, Brian enjoys biking around his hometown, exploring new and familiar cities on the cheap, and reading nonfiction. He has a bachelor’s degree in history from Macalester College.

Heather Barnett


Heather Barnett is Money Crashers’ Editor. Her love of language started at an early age, when she began participating in prose and poetry interpretation competitions before moving on to theater. She began her professional career as a freelance ad writer for a local Fox affiliate, eventually writing ad copy for radio stations and agencies. In 2004, she became the director of communications for the Association of Finance & Insurance Professionals, where she worked for almost a decade before going back to freelance writing and editing full time, adding recipe development to her repertoire. In early 2020, she joined the Money Crashers team. She enjoys busting financial myths and watching others do the same. Heather has a Bachelor of Arts in theater from Angelo State University. In her free time, she enjoys cooking, baking, entertaining family and friends, and researching ways to save money on all those groceries, gadgets, and cookware.

Jim Cirigliano


Jim Cirigliano is one of Money Crashers' Editors. He has worked in the publishing industry for more than a decade as a magazine and book editor. As editor-in-chief at Fieldstone Publishing, he was the lead editor on National Audubon Society's revised series of North American wildlife guides. He started a full-time freelance editorial business in 2017 and joined the Money Crashers team in 2020. He has a master's degree in journalism and communication from The Ohio State University. His hobbies include writing science fiction, playing games both online and in person, designing board games, and working through an eclectic and never-ending reading list. He enjoys reading and learning about personal finance, investing, entrepreneurship, business, science and technology, and nature. He is also an avid and long-suffering Cleveland sports fan.

Jonathon Watterson

Data Analyst

Jonathon Watterson is a Data Analyst for Money Crashers. With an ingrained passion for technology and finance, he gained experience in process improvement and automation in the financial services industry after graduating college. Coming from a rural background, he was well aware of the lack of financial education of those who surrounded him, including close family members. Jonathon was drawn to Money Crashers because of their core values and mission of providing easily accessible financial education. Jonathon spends most of his free time working up a sweat, whether it's yoga, running, swimming, or just a good hike outside. He has a bachelor’s degree in Chemical Engineering from the University of Nevada, Reno and is Google Analytics IQ certified. “A formal education will make you a living; self-education will make you a fortune.” – Jim Rohn

Carly Fauth

Head of Marketing and Outreach

Carly joined Money Crashers in July 2013 as Head of Marketing and Outreach and also serves as a personal finance writer. She has a diverse background in marketing, publicity and consumer affairs and has worn many hats working for various startups. She holds a B.A. in communication from the University of New Hampshire.

Yoojin Lee

Social Media Manager

Yoojin Lee graduated from NYU with a background in business and worked in the fashion industry for almost a decade before becoming a mom to Theodore and Elliotte. Instead of labeling herself as a "stay at home mom," she utilizes her education, experience, and skill sets to pave a new road for herself. Currently, Yoojin works behind the scenes for Money Crashers and is a licensed real estate agent helping friends and family find their dream home. Having children may have forced one chapter to close, but the next one has proven to be better than the last.

Amy Livingston


Amy Livingston graduated from Haverford College with a B.A. in English (with honors) in 1995. After a nine-year stint in textbook publishing, she left the 9-to-5 for the freelance life, writing for publications ranging from health textbooks to consumer websites. Her work crafting the personal finance chapter for the textbook "Life On Your Own" (a guide to adulting for high-school students) convinced her that her true metier was helping people use their money wisely. Her work at Money Crashers now focuses on living sustainably on a budget and stretching your shopping dollars. Her financial motto is, "Waste not, want not." She also maintains a personal blog, Ecofrugal Living, on ways to save money and live green at the same time.

G. Brian Davis


G. Brian Davis is a real estate investor and co-founder of, which exists to help people create passive rental income on the side of their full-time job. Beyond real estate, Brian also loves sharing his knowledge of budgeting, lifestyle design, small business, and reaching financial independence and retiring at any age. He firmly believes that anyone can create their dream life – whatever that may be. For Brian, that means traveling internationally as a laptop entrepreneur with his family. He spends ten months of the year overseas, enjoying expat life, geoarbitrage, and a comfortable lifestyle on a modest budget.

Heather Levin


Heather Levin has over 20 years experience as a freelance copywriter and ghostwriter. Her work has been featured around the web including ABC News, Fox News Business, and US News & World Report. She is also featured in Peter Bowerman's bestselling book, "The Well Fed Writer." As a former lead writer for a leading management training firm, she has over a decade of experience writing about management, leadership, and entrepreneurship. She also specializes in natural health, frugality, and sustainable living. Ms. Levin most enjoys writing highly researched articles that help people live a happier, healthier life. Currently, she's working while traveling around the country with her husband and sons in a fifth wheel camper.

Janet Berry-Johnson


Janet Berry-Johnson, CPA, is a freelance writer with a background in income tax planning and preparation for small businesses and individuals. After graduating with a bachelor's degree in Accounting and earning the CPA designation, she spent 10 years working in public accounting, in both the audit and tax departments. She's passionate about making complicated subjects like accounting and taxes accessible to everyone. In addition to writing for Money Crashers, she is a regular contributor for Forbes, Intuit, Bench Accounting, and Accounting Principals.

Joshua Rodriguez


Joshua Rodriguez has worked in the finance and investing industry for more than a decade. In 2012, he decided he was ready to break free from the 9 to 5 rat race. By 2013, he became his own boss and hasn’t looked back since. Today, Joshua enjoys sharing his experience and expertise with up and comers to help enrich the financial lives of the masses rather than fuel the ongoing economic divide. When he’s not writing, helping up and comers in the freelance industry, and making his own investments and wise financial decisions, Joshua enjoys spending time with his wife, son, daughter, and eight large breed dogs. You can see more of Joshua's writing at his website, Alpha Stock News.